Proving liability is the cornerstone of any winning
personal injury claim that pays out a maximized compensation amount to the plaintiff. Part of
that compensation will – or at least
should – include coverage for costs related to the plaintiff’s medical
treatment and care. The average personal injury case will take weeks or
months to close, and some might take even longer, though; meanwhile, medical
bills will show up right away and demand payment right away. If your injury
claim is still pending, who is going to pay those medical bills?
Payment Upfront & Out-of-Pocket
For the most part, hospitals, clinics, and doctors do not care who is liable
for your injury. They only want to receive their due fees. This means
that medical bills are going to be sent to you – the injured party
you need to respond to them, i.e. pay them.
One of the few exclusions to your own upfront liability for medical bills
is if you have purchased “med pay” insurance coverage that
includes the type of accident that caused you harm. If you have this form
of insurance, your insurer will pay a certain amount of your medical bills
at once, right up to your policy’s cap. Most basic “med pay”
policies provide the first $10,000 of initial medical treatments following
an accident, whether it be for a
premises liability case, or so on.
But, if you don’t have “med pay” insurance – it
is not exactly common for people to buy it – paying those bills
is up to you. Many medical bills have the option to pay minimum amounts
each month or so, rather than all of it at once; you may wish to use this
option to reduce the financial impact on you while your personal injury
What If I Win My Case?
do win a
settlement or verdict for your personal injury claim or lawsuit, it should hopefully give you
more than enough to cover all of your medical bills. But this does
not mean the defendant who lost the case is paying your bills. Those will
still show up in your mailbox and you still need to be the one who deals
with them. Ideally, you would then have the financial means to do so without
emptying your savings account.
For personal injury representation you can count on, don’t hesitate to
contact Williams DeClark Tuschman Co., L.P.A. and our Toledo personal injury attorneys.
In addition to having
Ohio Super Lawyers® on our team, we have also secured $50+ million for our clients through
all manners of injury claims. Call
419.318.0772 to speak with our staff and set up a
free case analysis.